\n
![\"\"](\"https:\/\/carrosok.com\/pe\/noticias\/wp-content\/uploads\/2019\/01\/Ratio-de-morosidad-porcentual.jpg\")
<\/a>\nEl retroceso del atraso bancario al finalizar el a\u00f1o se explic\u00f3 por un repliegue de la cartera moros como porcentaje del portafolio total de cr\u00e9ditos para la mayor\u00eda de sus tipos, en las medianas y peque\u00f1as empresas, as\u00ed como en los de consumo. <\/p>\n
Sin embargo, hubo una compensaci\u00f3n parcial generado por un peque\u00f1o incremento en la morosidad microempresarial y de los pr\u00e9stamos hipotecarios. Al finalizar el 2018 el \u00edndice de morosidad de los cr\u00e9ditos bancarios cay\u00f3 a 2.95% a diciembre, nivel que represent\u00f3<\/p>\n","protected":false},"author":1,"featured_media":1107,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout","footnotes":""},"categories":[5],"tags":[389,784,786,258,789,788,785,787],"class_list":["post-1956","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualidad","tag-asbanc","tag-atrasos-bancarios","tag-banca","tag-creditos-de-consumo","tag-financieras","tag-hipotecas","tag-morosidad","tag-prestamos-bancarios"],"_links":{"self":[{"href":"https:\/\/carrosok.com\/pe\/noticias\/index.php\/wp-json\/wp\/v2\/posts\/1956","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/carrosok.com\/pe\/noticias\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/carrosok.com\/pe\/noticias\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/carrosok.com\/pe\/noticias\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/carrosok.com\/pe\/noticias\/index.php\/wp-json\/wp\/v2\/comments?post=1956"}],"version-history":[{"count":0,"href":"https:\/\/carrosok.com\/pe\/noticias\/index.php\/wp-json\/wp\/v2\/posts\/1956\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/carrosok.com\/pe\/noticias\/index.php\/wp-json\/wp\/v2\/media\/1107"}],"wp:attachment":[{"href":"https:\/\/carrosok.com\/pe\/noticias\/index.php\/wp-json\/wp\/v2\/media?parent=1956"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/carrosok.com\/pe\/noticias\/index.php\/wp-json\/wp\/v2\/categories?post=1956"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/carrosok.com\/pe\/noticias\/index.php\/wp-json\/wp\/v2\/tags?post=1956"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\n![\"\"](\"https:\/\/carrosok.com\/pe\/noticias\/wp-content\/uploads\/2019\/01\/Morosidad-por-tipo-de-cr\u00e9dito.jpg\")
<\/a>
\nDe consolidarse la recuperaci\u00f3n econ\u00f3mica a futuro la tendencia decreciente de la morosidad bancaria se mantendr\u00eda, luego de haber presentado un leve deterioro en a\u00f1os recientes por la debilidad de algunas variables macroecon\u00f3micas claves en el pa\u00eds. Para que ello ocurra el riesgo financiero tendr\u00eda que tener un manejo responsable de la banca nacional.
\n![\"\"](\"https:\/\/carrosok.com\/pe\/noticias\/wp-content\/uploads\/2019\/01\/Morosidad-vs-demanda.jpg\")
<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"